People were making money in 2020 and even scaled financially and I didn’t know!
Did you?
I thought everyone was staying indoors?
So how come these businesses experienced a boom? I feel cheated.
More importantly, what are these businesses and how can I get on that train?
These bills aren’t paying themselves, hello!
Reviewing 2020
In 2020 we had a lot of expectations and plans on how we might grow stronger financially.
Then least to our expectations, we were given a big surprise package – The Lockdown started.
Yeah, it was the global pandemic and we stayed in doors to minimize the spread.
Yeah, I’m not going back there.
But while indoor, there were A LOT of expenses and yet, no money was coming back into our wallet.
Did I hear there’s a mutant virus? Give me a break.
Many were more depressed than ever before;
I know I was.
Many became broke; while some utilized the moment and saw lots of opportunities to make money.
What really matters to anyone that wants to scale through financially is your ability to see opportunities and utilize it.
Still going back to the situation, roughly 45% of individuals on a global scale were affected badly, reasons being.
- Some governments couldn’t cater well enough for its citizens. They did not have the database or capacity to disburse funds to each individual’s accounts directly. So passing downline the chain from one office to another, the allocated funds to suppose its citizens kept decreasing.
- Most citizens feed from hand to mouth. Job wages and means of livelihood was relatively low to an adequate standard of living. People went from a hundred thousand salaries to twenty thousand stipends. Hard.
Basically if this next wave of Lock-down hits again, YOU ARE ON YOUR OWN.
So how can we get prepared for the future and not get affected in any way?
Preparing for 2021
We all have been forced to go virtual with School, and work, having zoom meetings and other activities.
While all of this was happening some people made a lot of money.
Because they knew where the demand was coming in from and they saw the opportunity many others didn’t see.
Here is a brief on opportunities many people missed but can help you scale financially in 2021.
You can start off with virtually any of these options and maintain relevance in any instance of another lock-down.
So in no particular order, the Winners in 2020 are:
Recharge and Get Paid
As the name implies you get paid for recharging your line and other utilities bills.
Recharge and get paid is widely known all throughout Most African countries especially in Nigeria.
Many people were concerned about not having daily money inflow and yet subscribed for internet.
Analytically speaking the demand for data was at its peak from the month of April up until September. ISPs were forced to increase its bandwidth by almost 86%, in some countries to 120%.
The demand for data was alarming. Some people scaled financially from sitting in their homes like you were during the lockdown with Recharge and get paid platform.
Oh mama. I could have done that!
Recharge and get paid created a means for anyone in Nigeria to buy airtime VTU, pay cable subscription, buy internet data, and pay electricity bill and other daily services that you pay for every day.
You earn by selling Data and other bundles to individuals and to yourself. It was a really great place to start and still a good place to start with situations like what happened globally.
Again with its affiliation marketing, you can earn more as it also has packages that you upgrade to increase your earning.
Building up a strong network of friends and family would be a breaking point for you and a strong advantage to anyone venturing into this business. It also requires you starting with a capital.
Want to learn how, SEE: Recharge and Get Paid: How it Works
Timebucks
Another opportunity that can still be utilized is Marketing surveys. Which brings us to this platform that pays you for making a survey.
What is Timebucks?
Timebucks is an online market survey platform, you get paid for performing tasks – Watching videos, uploading contents on your social media page, taking surveys, voting, playing games and more.
Goodness. This was perfect for a lock-down. It matched my pajamas. Tears.
I mean I do these things on a regular daily basis.
And many individuals made money from this platform during the lockdown since they all needed to while away time and be happy.
Here is the amazing part, TikTok users with high numbers of followers get paid as well.
I thought we TikTok-ed purely for the cruise. Shocker!
Now, Timebucks is an Australian based company owned by Australian Clearing Pty Ltd.
You also earn a commission when you send out your links to friends that are shopping on Aliexpress or Alibaba.
Timebucks is no exception when it comes to affiliate marketing, you earn from each friend you invite to use Timebucks.
The good side of timebucks is they pay in cash worldwide as it makes use of popular payment gateway merchants like skrill, Payeer, Neteller and also in bitcoin.
It doesn’t resist your earning to gift cards like other survey platforms.
Timebucks pays weekly with a minimum of $10.
With the survey earning, if you work hard you’d be sure of earning up to $4-$8 per day. That’s one cool way to scale up financially.
Join TimeBucks HERE
Investing in Indices, Commodities and Bonds
Now this might sound absorbed, and you might be asking yourself right now, do you mean Forex? Yes absolutely. Many people have heard or experienced some downturns while trading. But my question to you is how do you trade?
Do you trade to see the opportunities with the market news and sentiments? Or you choke up yourself with so many fundamental analysis(Indicators and patterns).
From my experience so far while trading with professional traders, I came to realize trading works like a psychological game between the Big Banks and every other person outside the Big Banks.
Come to think of it, if everyone wins, who would lose? There had to be losers whose loss goes to the winners.
The Big Banks go against everyone, so suppose everyone knows there would be a price increase in cable pair(USD), they would intentionally wait for that price increase and sell instead, breaking almost 70% of traders stop loss. (Remember the ones with the higher liquidity controls the market).
So How Does This Affect the Pandemic and Help you Scale Financially?
Did you notice no one bought fuel to run their vehicle during the pandemic? Everyone was indoors! Certainly.
Companies and factories that run on diesel were all on hold. The demand and the supply for Oil ridiculously crashed as Oil price fell to $0.10 (10cent) per barrel.
This was the greatest opportunity a lot of people missed.
But I wouldn’t blame them because the situation of the pandemic wasn’t looking promising like it would be ending soon.
Imagine buying $100 worth of oil at 10 cents per barrel, that gives you Ten thousand (10,000) barrels of oil. Coming forward to December, oil now costs $50 per barrel, that gives you $500,000 in the space of 8 months.
You should actually be looking into the forex market for visible opportunities, take in and leave, not spending all your day calculating patterns and indicators, because the blunt truth is, you have 60% chances of losing all your money.
Also some people invested in other stocks like Zoom, Investors got almost 250% – 300% ROI from Zoom platform just from the pandemic. OPPORTUNITIES ARE ALWAYS MOVING, BUT YOU HAVE TO SEE IT.
Enough of counting back on the woes, let’s look at the brighter future.
Acquiring a Tech Skill
With the way things are turning currently, with people now fully into the internet space than ever before, there is a high demand for various skills to become more relevant and gain more dexterity in what you aspire.
The good thing about tech is you can be self-trained. Even a novice in tech can easily find opportunities to scale financially while growing their skill.
I would really love you to take your heart off from what your childhood career aspirations were, frankly. In the near future from now, there would be fewer needs for Doctors, engineers (Petroleum, mechanical and chemical especially), teachers, a sales rep and so many more.
As the world is evolving and technology is really growing at an exponentially high speed, the labour force gradually decreases, as Artificial intelligence also takes more Jobs in the Labor market.
We can see this in some states in America and China where AI takes record of the sales of a store; Assembles a car initially assembled by 15 men; manufacturing textiles and materials.
Thinking Tech is one of the ways one can upscale 2021 and beyond. Now when you hear tech there are so many things to think about.
1. Cryptocurrency and Block-chain Development
Blockchain is a decentralized digital ledger that saves transactions on thousands of computers around the globe. The demand for blockchain developers is skyrocketing at a very high rate and it’s also an emerging technology meaning that everyone who ventures into this field at its early stage is more likely to upscale in the near future.
Last year was a good time to get into cryptocurrency. 2021 is a better time to scale up financially with block-chain.
The good thing about Tech skills is that in most cases you don’t need a degree to get a Job, with the right practice and portfolio you’ve built gives you more likelihood for being known to get a Job. Blockchain as we speak currently is really in high demand as we have more and more people worldwide using cryptocurrency as a means of payment. Remember the opportunities are where the demand is.
2. Data Science
I’m sure you’ve heard people talk about Data Science.
Well what is it?
Deals with mining, analysing and sorting out big and complex data. Data science is related to data mining, machine learning and big data. We have over 3.4 billion internet users worldwide, who do various activities according to their interest. It’s for the job of Data scientists to look for ways to analyze this data, and build a predictive model for what exact use they need the data for.
The demand for data scientists is also increasing at a very high rate, the only thing that holds back is most data science jobs require you to have a degree.
If you can spare the time and get the right training, you’ll could scale financially.
3. App Development
Developing skills around building an app would come in handy for any developer as the Job is usually by contract the pay is also very much okay. There are various programming languages for building an app, so before delving into this ensure you make proper research on languages that would suit your learning process. So far the top languages for building an app are Javascript, Kotlin and python. Using Python programming language is a huge advantage as python becomes the most popular and easy language to use in building almost anything programmable.
You get to meet clients and other programmers that might be interested in your work in their online community or Hub.
4. Graphics Designing
Graphics designing isn’t really high in demand but a great skill to pave way for you in any settings and help you scale financially.
5. Motion Graphics and Animation
Through the pandemic, a lot of companies need to make awareness with their brand on taking safety measures. The only way they could do that since there was no social gathering was to pay for motion graphics and animators to make video clips on that. It opened a new breaking point for people in this field as more and more people see the need of churning out concepts both minimal and precisive. Looking into animation and motion graphics is a good start as animation keeps developing into new concepts and ideas.
6. Videography (Media)
One very interesting thing that amazes me anytime I sit back and think about it is the entertainment and media industry.
Except the world goes on extinction this skills would never fade away as long as there is a television and mobile screen.
Companies and individuals get to make new concepts and commercials for their brands and products, acquiring this skill in this modern world gives you all the edge that you would be needing to scale financially.
My advice is for you to not bother about any heavy gears, make do with what you already have, because if you keep waiting to get those expensive gears you just might not deliver an efficient and well todo Job.
Next thing you should be looking out for in coming years is
Energy
Yeah energy!. Clean energy!.
Clean energy can be said to be derived from renewable, zero-emissions sources, as well as energy saved through energy efficiency measures.
Renewable energies are obtained from natural processes, common renewable energies are solar, wind, hydropower and biomass.
MEET the First Nigerian Solar Franchisor
We have big companies and organizations like Tesla coming up with astounding ways to make good use of renewable energies. Australia is currently budgeting $1.2billion dollars to support research and investment in clean energy, energy storage and other sectors relating to energies.
Researching and investing in energy in the coming years is ideal for startups. Building a sustainable model and products for improving the energy sector. Thinking of energy in an entrepreneur way it would be best to look into importing solar panels from China in little scales. There are so many opportunities that come out from going into energy. It’s way too expensive for an individual to startup on energy or thinking of building an energy plant. There are other ways that someone can invest in energy. That is either through ETFs(exchange-traded funds) or bonds.
Investing in Equity
Stocks and Mutual funds are both called equity, meaning that they have shares in a company that can be issued and traded through exchanges or over the counter market. Investing in stocks is an excellent way to grow wealth.
One of the best and simple ways for totally anyone to start investing in the stock market is to open an online investment market that can be used to buy shares of stocks and stock mutual funds.
Best recommended Brokers:
- TD Ameritrade – The company’s Trade Architect platform is also straightforward to use, making it a popular option for first-time investors who want to get their feet wet.
It has no account minimum making it really easy and convenient for people getting acquainted with the stock market.
- E-trade – When it comes to continuous learning and market updates, E-trade by far surpasses other platforms with markets as it educates its investors on every market change.
Charles Schwab – This company itself was ranked by J.D. Power from 2016-18 for Three Years in a row now as the “Highest in Investor Satisfaction with Full-Service Brokerage Firms”. For the 2020 survey, Schwab ranked top among do-it-yourself investors.
They also have a good customer service policy that enables customers to get refunds on related commissions, a transaction fee, or an advisory program if they don’t feel satisfied.
Great! So taking what you have viewed through the suggested recommended brokers to start with. Next, let’s consider if you are actually a very busy person who probably wouldn’t have time to undergo any financial training or be limited in some ways. I have got the right solution for you, so long as you’re interested in being part of the winners of 2021.
I bring to you Robo-Advisers. Robo-advisors or Robo-advisers are a class of financial advisers that provide financial advice or investment management online with moderate to minimal human intervention. They provide digital financial advice based on mathematical rules or algorithms. So anywhere you are concerning the Stock Market this would be an excellent buy, as it helps with basically everything you would need to have a successful trade.
Best advisors to start with:
- SoFi – Starts with a minimum of $0
- Betterment – A minimum of $0 and
- Ellevest – A minimum of $0
Also note that both the Robo-Advisors and the broker allows you to open an account with little money. Robo-Advisors is more like a passive means of getting in returns. It may sound expensive, but the management fees here are generally a fraction of the cost of what a human investment manager would charge: Most robo-advisors charge around 0.25% of your account balance.
It’s quite easy to make your way around this whole market with the help also of some DIY reading.
I would like to give you a heads up on the long run. Be sure to always look closely at different situations, because it’s what you see that gives you return. But with the Robo-Advisor, you wouldn’t need to worry about any of these. Trade with your head not your emotions
Difference Between Stocks and Mutual Funds
When you invest in a stock, you are purchasing a share of one company. A mutual fund offers more diversification by bundling many company stocks into one investment. So basically what this means is that the stock market just lets you invest in just one market, but mutual funds enable you to invest in assets like the stock itself, the bonds, the money market instruments and other assets.
ALSO SEE: How to Succeed with Binary Options Trading
Venturing into Local forms of trades.
We have covered a lot, and I would be dropping off with this very last way of upscaling 2021.
As we all know, trading has been the oldest currency as it evolves in its nature generations after generations.
Truth is the world’s economy, and all it’s political forms of government all run because of trading. Imagine no one trades, then things crash. Now I’m referring solely to the local form of trade.
This hasn’t been easy on itself, but it takes a while to establish as it requires you starting with a large amount of capital to make sales. And also a form of publicity to create awareness for your product. While that is still valid with clearly no much of a rush about getting yourself all out while trading locally, I bring to you DropShipping, DropShipping makes you trade(buy goods without money and sell to get the money).
It might sound bizarre, but this works with the online market.
Here’s how it works – Let’s say you visit amazon, and you see a product quite cheaper than it is on other platforms.
You take that product from amazon to the other platforms. When the customers want to make payments, they pay to you with their shipping address. You take those details to amazon to buy back that cheap product, inputting the customers billing address so that shipments go directly to the customers home.
This doesn’t only apply to dropshipping; it applies to anything that has to do with trade. Get components, gadgets and other items, take the item online to sell. I guarantee you; more people would call you in demand for that product, as long as it is viable. So always keep this behind you. The opportunities are always there, but you have to see it yourself.
Conclusion
I’ve shared several opportunities on how to scale financially in 2021. The key point is: opportunities are always moving. learn to recognize them as they come and take advantage of seasons.
Quick Summary
Prefer the short version? Here is a concise recap of the key ideas in this article.
Companies and individuals get to make new concepts and commercials for their brands and products, acquiring this skill in this modern world gives you all the edge that you would be needing to scale financially. One of the best and simple ways for totally anyone to start investing in the stock market is to open an online investment market that can be used to buy shares of stocks and stock mutual funds. So basically what this means is that the stock market just lets you invest in just one market, but mutual funds enable you to invest in assets like.
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